European WE BUILD pilots with EUDI Wallet launched

7 October 2025

On 3 September, the European WE BUILD partnership was officially launched, with more than 350 participants from 35 countries. In a ‘large scale pilot‘, 13 possible applications of the so-called EUDI Wallet are being developed and tested.

Close-up van golvende EU-vlag met gele sterren op blauw doek, symbool voor Europese samenwerking en regelgeving.

What is WE BUILD?

WE BUILD stands for ‘Wallet Ecosystem for Business and payments Use cases on Identification, Legal representation and Data sharing‘. The consortium focuses on business applications of the EUDI Wallet, such as identification, legal representation and data sharing in payments and other interactions. The EUDI Wallet(EU Digital Identity Wallet) is the digital EU proof of identity. Over 24 months, several pilots will be developed and implemented with it.

The coordination lies with Dutch and Swedish government bodies, including the Ministry of Economic Affairs and Climate, the Chamber of Commerce and the Swedish Bolagsverket (the Swedish Chamber of Commerce).

Betaalvereniging Nederland and Visa are also involved in WE BUILD and are supervising a working group focusing on approving consumer payments with EUDI Wallet.

Groepsfoto van grote internationale projectgroep met naambadges, boven tekst over deelname aan het WE BUILD Consortium en de EU Digital Identity Wallet.

EUDI Wallet and consumer payments

Currently, consumers use a debit card with PIN, a login device or a mobile banking app to approve digital payments. In future, they will also be able to use a personal EUDI Wallet for this purpose – if desired. This provides an alternative, secure way to approve payments from a bank account or with a debit card.

The WE BUILD working group on consumer payments will run several pilots over the next two years to investigate how this application can work in practice.

Status and next steps

Since 1 August, the groundwork has been laid for a flying start for the WE BUILD working groups. Pre-funding has started and a collaboration portal has been set up for all participants.

In the coming months, the working group in which the Payments Association is participating will focus on:

defining scenarios and roles per application
(such as wire transfers and card payments),
involving banks and entrepreneurs in the pilots and
planning in-depth workshops.

Until the end of 2025, the feasibility of the various pilot scenarios will be investigated. This will include evaluating the required resources, test set-ups and timelines. The scenarios can then be practically developed in early 2026.